■  Insulate your walls and attic. In most homes you do not have a way to add insulation to the walls however you can add insulation to the attic. It is recommended that the attic have around 15 inches of insulation. I also recommend the Energy Q Radiant Barrier lay on top of your insulation as a blanket to keep the heat in your home.

■  Caulk and weather-strip all doors and windows to reduce any wind drafts.

■  Install vinyl replacement windows or cover windows with plastic film from the inside during freezing weather.

■  Detach all garden hoses from the hose bibs and shut-off water supply to outside faucets if you can.

■  Keep the heat on in the house, even if you're leaving the house for an extended period of time.

■  Open cabinet doors on outside walls below sinks to allow heat from the home to circulate.

■  Install faucet covers on all external faucets, if you do not have regular covers use a towel and wrap around the faucet to protect it.

■  Know where your main water valve is and make sure you can easily turn it on and off in case it becomes necessary.

■  Wrap pipes near exterior walls and in crawl spaces with pipe insulation or with heating tape.

■  Keep garage doors closed to help eliminate drafts in the attached house.

■  Should your power go out disconnect your electrical appliances to avoid damage from power surges, which can occur once the power is restored.

■  If you are going to be away from home for an extended period of time, shut the water off to the home.

■  The first sign of freezing is reduced water flow from a faucet.

■  Check your faucets for water flow and pressure before you go to sleep and again when you wake up.

■  Check pipes around your water meter, in unheated areas, near exterior walls and in crawl spaces.

■  These tend to be vulnerable to freezing conditions.

■  Identify cold air drafts coming in from a flue or chimney chase and caulk gaps that are near pipes.

■  If a faucet or pipe inside your house freezes, you can thaw it using a good hair dryer. (For safety purposes, avoid operating a hair dryer around standing water.)

■  To thaw a frozen pipe, heat water on the stove, soak towels in the hot water and wrap them around cold sections of the pipes.

■  When thawing a pipe, start thawing it nearest to the faucet. Make sure the faucet is turned on so that melted water can drip out.

■  Shut off water at the main valve.

■  If the break is in a hot water pipe, the valve on top of the water heater should be closed.

■  Call a plumber. Keep an emergency number nearby for quick access.